0001398344-20-008695 Sample Contracts

AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT between SPIRIT OF AMERICA INVESTMENT FUND, INC., on behalf and for the benefit of each of its series and THE HUNTINGTON NATIONAL BANK Dated as of May 28, 2014
Revolving Credit Agreement • April 29th, 2020 • Spirit of America Investment Fund Inc • Ohio

This AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT (“Agreement”) is entered into as of the 28th day of May, 2014 by and between SPIRIT OF AMERICA INVESTMENT FUND, INC., a Maryland corporation (the “Borrower”), executing this Agreement on behalf of itself, and, if applicable, on behalf and for the benefit of those investment series set forth on Exhibit 1.1 (the “Fund(s)” and each, a “Fund”) and THE HUNTINGTON NATIONAL BANK, a national banking association (the “Bank”).

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MASTER SERVICES AGREEMENT
Master Services Agreement • April 29th, 2020 • Spirit of America Investment Fund Inc • Ohio

This Agreement, dated as of June 1, 2019 is between Spirit of America Investment Fund, Inc. (the “Company”), a Maryland corporation, and Ultimus Fund Solutions, LLC (“Ultimus”), a limited liability company organized under the laws of the State of Ohio.

SPIRIT OF AMERICA INVESTMENT FUND, INC.
Spirit of America Investment Fund Inc • April 29th, 2020

This Amendment to the Agreement will remain in effect until May 1, 2021, and may be renewed by the Board of Directors annually thereafter.

AMENDMENT TO MASTER SERVICES AGREEMENT
Master Services Agreement • April 29th, 2020 • Spirit of America Investment Fund Inc

This Amendment, effective as of January 1, 2020, amends the Master Services Agreement, dated as of June 1, 2019 (the “Agreement”) by and between Ultimus Fund Solutions, LLC, an Ohio limited liability company (“Ultimus”), and Spirit of America Investment Fund, Inc., a Maryland corporation (the “Company”) on behalf of the Funds listed on Schedule A of the Agreement.

AMENDMENT TO MASTER SERVICES AGREEMENT
Master Services Agreement • April 29th, 2020 • Spirit of America Investment Fund Inc

This Amendment, effective as of February 26, 2020, amends Schedule A – Fund Portfolios to the Master Services Agreement, dated as of June 1, 2019 (the “Agreement”) by and between Ultimus Fund Solutions, LLC, an Ohio limited liability company (“Ultimus”), and Spirit of America Investment Fund, Inc., a Maryland corporation (the “Company”) on behalf of the Funds listed on Schedule A of the Agreement.

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