April 20, 2015 Christopher Wolf c/o Higher One Holdings, Inc. New Haven, CT 06511 Dear Christopher:Higher One Holdings, Inc. • May 11th, 2015 • Services-business services, nec • Connecticut
Company FiledMay 11th, 2015 Industry JurisdictionThis letter, when countersigned by you, will confirm our agreement as to certain severance payments and other matters which you may be entitled to receive from Higher One Holdings, Inc. (the “Company”) in accordance with the terms and conditions of this letter agreement (this “Agreement”). This Agreement shall be effective as of April 20, 2015 (the “Effective Date”) once executed by the parties hereto and shall amend and restate the severance protection agreement dated January 14, 2014, entered into between the parties.