0001564590-15-002838 Sample Contracts

GUARANTY AGREEMENT
Guaranty Agreement • April 24th, 2015 • GTJ REIT, Inc. • Real estate investment trusts • New York

This GUARANTY AGREEMENT (this “Guaranty”) is made as of February 20, 2015, by GTJ REIT, INC., a Maryland corporation (“Guarantor”), in favor of AMERICAN GENERAL LIFE INSURANCE COMPANY, a Texas corporation (“AGLIC”), THE VARIABLE ANNUITY LIFE INSURANCE COMPANY, a Texas corporation (“VALIC”), THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK, a New York corporation (“USLIC”), AMERICAN HOME ASSURANCE COMPANY, a New York corporation (“AHAC”), and COMMERCE AND INDUSTRY INSURANCE COMPANY, a New York corporation (“CIIC” and together with AGLIC, VALIC, USL and AHAC, individually or collectively as the case may be, and their successors and assigns, “Lender”), each having an address at c/o AIG Investments, 777 S. Figueroa Street, 16th Floor, Los Angeles, California 90017-5800.

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LOAN AGREEMENT
Loan Agreement • April 24th, 2015 • GTJ REIT, Inc. • Real estate investment trusts • New York

THIS LOAN AGREEMENT, made as of February 20, 2015, by and among American General Life Insurance Company, a Texas corporation (“AGLIC”), The Variable Annuity Life Insurance Company, a Texas corporation (“VALIC”), The United States Life Insurance Company in the City of New York, a New York corporation (“USL”), American Home Assurance Company, a New York corporation (“AHAC”), and Commerce and Industry Insurance Company, a New York corporation (“CIIC” and together with AGLIC, VALIC, USL and AHAC and their respective successors and assigns individually or collectively, as the context may require, “Lender”), each with an address at c/o AIG Investments, 777 S. Figueroa Street, 16th Floor, Los Angeles, California 90017-5800 and the parties set forth on Schedule A attached hereto (each individually, as “Borrower” and collectively, as “Borrowers”), each with an address at c/o GTJ REIT INC., 60 Hempstead Avenue, Suite 718, West Hempstead, New York, 11552.

PLEDGE AND SECURITY AGREEMENT AND ASSIGNMENT OF MEMBERSHIP INTERESTS
Pledge and Security Agreement and Assignment of Membership Interests • April 24th, 2015 • GTJ REIT, Inc. • Real estate investment trusts • New York

PLEDGE AND SECURITY AGREEMENT AND ASSIGNMENT OF MEMBERSHIP INTERESTS (this “Agreement”) dated as of February 20, 2015, by GTJ REALTY, LP, a Delaware limited partnership (“Pledgor”), for the benefit of AMERICAN GENERAL LIFE INSURANCE COMPANY, a Texas corporation (“AGLIC”), THE VARIABLE ANNUITY LIFE INSURANCE COMPANY, a Texas corporation (“VALIC”), THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK, a New York corporation (“USLIC”), AMERICAN HOME ASSURANCE COMPANY, a New York corporation (“AHAC”), and COMMERCE AND INDUSTRY INSURANCE COMPANY, a New York corporation (“CIIC” and together with AGLIC, VALIC, USL and AHAC, individually or collectively as the case may be, together with their successors and assigns, “Lender”).

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