LOAN AND SECURITY AGREEMENTLoan and Security Agreement • February 24th, 2017 • Enova International, Inc. • Personal credit institutions • New York
THIS LOAN AND SECURITY AGREEMENT (as amended, modified or restated from time to time, this “Agreement”) dated as of DECEMBER 1, 2016 (the “Effective Date”) sets forth the terms of the Credit Facility (as defined below) by and between REDPOINT CAPITAL ASSET FUNDING, LLC, a Texas limited liability company (together with its successors and assigns, “Lender”) and EFR 2016-2, LLC, a Delaware limited liability company (“Debtor”).
FIFTH AMENDMENT+Amendment to Indenture • February 24th, 2017 • Enova International, Inc. • Personal credit institutions • New York
This FIFTH AMENDMENT, which is signed as of the date specified on the first signature page hereto and effective as of the dates specified in Section 2 hereof (this “Amendment”), is by and between EFR 2016-1, LLC (the “Issuer”) and Bankers Trust Company, in its capacity as indenture trustee and securities intermediary (the “Indenture Trustee”). Whenever used in this Amendment and unless the context requires a different meaning, capitalized terms used herein and not otherwise expressly defined herein shall have the meanings assigned to such terms in Part I of Appendix A to the Indenture, dated as of January 15, 2016, by and between the Issuer and the Indenture Trustee (as amended, restated, supplemented or otherwise modified, the “Indenture”).
FOURTH AMENDMENT+ October 31, 2016Indenture Amendment • February 24th, 2017 • Enova International, Inc. • Personal credit institutions • New York
This FOURTH AMENDMENT, dated as of the date specified above (this “Amendment”), is by and among EFR 2016-1, LLC (the “Issuer”) and Bankers Trust Company, in its capacity as indenture trustee and securities intermediary (the “Indenture Trustee”). Whenever used in this Amendment and unless the context requires a different meaning, capitalized terms used herein and not otherwise expressly defined herein shall have the meanings assigned to such terms in Part I of Appendix A to the Indenture dated as of January 15, 2016 by and between the Issuer and the Indenture Trustee (as amended, restated, supplemented or otherwise modified, the “Indenture”).
THIRD AMENDMENT AND LIMITED WAIVER+ October 19, 2016Third Amendment and Limited Waiver • February 24th, 2017 • Enova International, Inc. • Personal credit institutions • New York
This THIRD AMENDMENT AND LIMITED WAIVER, dated as of the date specified above (this “Amendment”), is by and among EFR 2016-1, LLC (the “Issuer”) and Bankers Trust Company, in its capacity as indenture trustee and securities intermediary (the “Indenture Trustee”). Whenever used in this Amendment and unless the context requires a different meaning, capitalized terms used herein and not otherwise expressly defined herein shall have the meanings assigned to such terms in Part I of Appendix A to the Indenture dated as of January 15, 2016 by and between the Issuer and the Indenture Trustee (as amended, restated, supplemented or otherwise modified, the “Indenture”).
ContractResignation, Appointment and Acceptance • February 24th, 2017 • Enova International, Inc. • Personal credit institutions • New York
THIS INSTRUMENT OF RESIGNATION, APPOINTMENT AND ACCEPTANCE (this “Instrument”), dated as of October 20, 2016 (“Effective Date”), is by and among Enova International, Inc., a Delaware corporation (the “Company”), Computershare Trust Company, N.A., a national banking association duly organized and existing under the laws of the United States of America, and Computershare Trust Company of Canada (together, the “Successor Trustee”), and U.S. Bank National Association, a national banking association duly organized and existing under the laws of the United States of America (the “Resigning Trustee”). Capitalized terms not otherwise defined herein shall have the same meaning ascribed to such terms in the Indenture (as defined below).
SALE AGREEMENT dated as of December 1, 2016 between ENOVA INTERNATIONAL, INC., as Seller, and EFR 2016-2, LLC, as DebtorSale Agreement • February 24th, 2017 • Enova International, Inc. • Personal credit institutions • New York
This SALE AGREEMENT, is entered into as of December 1, 2016 (as it may be amended, amended and restated, supplemented or otherwise modified from time to time in accordance with the terms hereof, this “Agreement”), by and between Enova International, Inc., a Delaware corporation, as Seller (the “Seller”), and EFR 2016-2, LLC, a Delaware limited liability company, as Debtor (the “Debtor”).
