Amendment to Indenture Sample Contracts

FIFTH AMENDMENT+
Amendment to Indenture • February 24th, 2017 • Enova International, Inc. • Personal credit institutions • New York

This FIFTH AMENDMENT, which is signed as of the date specified on the first signature page hereto and effective as of the dates specified in Section 2 hereof (this “Amendment”), is by and between EFR 2016-1, LLC (the “Issuer”) and Bankers Trust Company, in its capacity as indenture trustee and securities intermediary (the “Indenture Trustee”). Whenever used in this Amendment and unless the context requires a different meaning, capitalized terms used herein and not otherwise expressly defined herein shall have the meanings assigned to such terms in Part I of Appendix A to the Indenture, dated as of January 15, 2016, by and between the Issuer and the Indenture Trustee (as amended, restated, supplemented or otherwise modified, the “Indenture”).

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FIRST AMENDMENT+ October 25, 2017
Amendment to Indenture • February 26th, 2018 • Enova International, Inc. • Personal credit institutions • New York

This AMENDED AND RESTATED INDENTURE, dated as of October 20, 2017 (as further amended, restated, supplemented or otherwise modified from time to time, this “Indenture”), by and between EFR 2016-1, LLC (the “Issuer”), having its principal office at 175 W Jackson Blvd, Suite 1000, Chicago, Illinois 60606,60604, and Bankers Trust Company, in its capacity as Indenture Trustee (the “Indenture Trustee”), and as initial Securities Intermediary (the “Securities Intermediary”).

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