4,222,800 Shares (subject to increase up to 4,856,220 shares in the event of an increase in the pro forma market value of the Company’s Common Stock) Provident Bancorp, Inc. Common Stock (no par value) AGENCY AGREEMENT May 14, 2015Agency Agreement • May 20th, 2015 • Provident Bancorp, Inc. • Savings institution, federally chartered • New York
