0001615774-14-000387 Sample Contracts

EXCHANGE AGREEMENT
Exchange Agreement • November 19th, 2014 • Efactor Group Corp. • Services-business services, nec • Nevada

This Exchange Agreement (the “Agreement”) is made and entered into effective this 15th day of November, 2014 by and among Robson Dowry Associates Ltd., Shareholders, (“RDA Shareholders”) and Robson Dowry Associates Ltd., and its related subsidiaries, an entity under the laws of England and Wales (“RDA”); and EFactor Group Corp., a Nevada corporation (“EFactor”), on the other hand.

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