CREDIT AGREEMENT Dated as of December 10, 2024 among Abacus Life, Inc., as the Borrower, GLAS USA LLC, as the Administrative Agent, GLAS USA LLC as the Collateral Agent and The Lenders Party HeretoCredit Agreement • December 10th, 2024 • Abacus Life, Inc. • Investment advice • New York
Contract Type FiledDecember 10th, 2024 Company Industry JurisdictionThis CREDIT AGREEMENT (this “Agreement”) is entered into as of December 10, 2024, among Abacus Life, Inc., a Delaware corporation (the “Borrower”), each lender from time to time party hereto (collectively, the “Lenders” and individually, each a “Lender”), GLAS USA LLC as Administrative Agent (together with its permitted successors and assigns in such capacity, the “the Administrative Agent”) and as Collateral Agent (together with its permitted successors and assigns in such capacity, the “Collateral Agent”).
GUARANTY Dated as of December 10, 2024 among ABACUS LIFE, INC. THE OTHER GUARANTORS NAMED HEREIN and EACH ADDITIONAL GUARANTOR THAT BECOMES A PARTY HERETO, as Guarantors, and GLAS USA LLC, as Administrative AgentGuaranty • December 10th, 2024 • Abacus Life, Inc. • Investment advice • New York
Contract Type FiledDecember 10th, 2024 Company Industry JurisdictionGUARANTY, dated as of December 10, 2024 (this “Guaranty”), among ABACUS LIFE, INC. a Delaware corporation (the “Borrower”), the other Persons listed on the signature pages hereof and each Additional Guarantor (as defined in Section 7(b)) that becomes a party hereto (such Persons so listed and the Additional Guarantors being, collectively, the “Guarantors” and, individually, each a “Guarantor”) and GLAS USA LLC, as Administrative Agent (in such capacity, together with its permitted successors and assigns, the “Administrative Agent”) under the Credit Agreement referred to below .