0001654954-21-012504 Sample Contracts

Certain portions of this exhibit (indicated by “[****]”) have been omitted Pursuant to Item 601(a)(6) of Regulation S-K LOAN AGREEMENT Made as of November 22, 2021 between Freedom Finance SPC Ltd. as Lender -and- Freedom Holding Corp. as Borrower
Loan Agreement • November 22nd, 2021 • Freedom Holding Corp. • Security brokers, dealers & flotation companies • Astana

The Borrower is the sole shareholder of the Lender and the main type of the Lender’s business activity is raising funds via issuance of various instruments to finance business of the parent Freedom Holding Corp.

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GUARANTEE AGREEMENT No.
Guarantee Agreement • November 22nd, 2021 • Freedom Holding Corp. • Security brokers, dealers & flotation companies • Astana

Freedom Holding Corp., a corporation duly organized under the laws of Nevada and existing under and by virtue of the laws of the State of Nevada, represented by Chief Executive Officer Turlov T.R., acting on the basis of By-Laws, hereinafter referred to as the "Guarantor", as the first party, and

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