EXECUTION VERSION CHAR1\1823738v3 CREDIT AGREEMENT Dated as of November 8, 2021 among ARHAUS, INC., as the Borrower, CERTAIN SUBSIDIARIES OF THE BORROWER PARTY HERETO, as the Guarantors, BANK OF AMERICA, N.A., as the Administrative Agent, the L/C...1823738v3 Credit Agreement • November 10th, 2021 • Arhaus, Inc. • Retail-furniture stores • New York
