COVEST BANCSHARES, INC. 1992 STOCK OPTION AND INCENTIVE PLAN NON-QUALIFIED STOCK OPTION AGREEMENT This Option was granted on January 20, 1999 by CoVest Bancshares, Inc. (the "Corporation"), to James L. Roberts (the "Optionee"), in accordance with the...1992 Stock • March 22nd, 1999 • Covest Bancshares Inc • National commercial banks
