Account Agreement and Disclosure Sample Contracts

Account Agreement and Disclosure
Account Agreement and Disclosure • June 18th, 2014

THIS AGREEMENT CONTAINS IMPORTANT MEMBERSHIP INFORMATION, ACCOUNT AGREEMENTS, FUNDS AVAILABILILITY DISCLOSURE, TRUTH-IN-SAVINGS DISCLOSURE, ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE, WIRE TRANSFER AGREEMENT AND PRIVACY POLICY AND STATEMENT. PLEASE READ THIS AGREEMENT CAREFULLY AND NOTIFY US IF ANY PARTS ARE UNCLEAR.

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ACCOUNT AGREEMENT AND DISCLOSURE
Account Agreement and Disclosure • July 10th, 2012 • California

In the following Account Agreement and Disclosure, the words “you” and “your” mean each and all of those (whether one or more persons) who are subject to this Account Agreement and Disclosure as a result of signing a Membership Application and Account Agreement or opening one or more account(s) with California Coast Credit Union. The word “owner” means the owner of the funds in the case of an individual account and it means the joint owners (both as an individual and as a group) in the case of a joint or other account with multiple parties. In this document, the word “account” refers to sub-share accounts within the membership and the words “we,” “us,” “our,” and “credit union” mean CALIFORNIA COAST CREDIT UNION.

Contract
Account Agreement and Disclosure • August 23rd, 2017 • Florida

The following changes have been made to sections indicated below to the Suncoast Credit Union Account Agreement and Disclosures:

ACCOUNT AGREEMENT AND DISCLOSURE
Account Agreement and Disclosure • May 7th, 2018 • Texas

Rate Information: This Account is a dividend bearing account. The dividend rate and annual percentage yield are included in the Rate Chart. The dividend rate and annual percentage yield may change. At our discretion, we may change the dividend rate on the account. The dividend rate and annual percentage yield may change every quarter. We may change the dividend rate for your account, as determined by the credit union board of directors. Dividends begin to accrue on the business day you deposit items (for example, checks). Dividends will be compounded quarterly and will be credited to the account quarterly.

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