MISSION FEDERAL CREDIT UNION AGREEMENTS AND DISCLOSURESAccount Agreement and Disclosures • December 14th, 2018 • California
Welcome to Mission Federal Credit Union. Your accounts are backed by the reputation and resources of one of California’s largest federal credit unions and insured by the National Credit Union Administration, an agency of the Federal Government. Please read these Agreements and Disclosures and keep them for your records.
MISSION FEDERAL CREDIT UNION AGREEMENTS AND DISCLOSURESAccount Agreement and Disclosures • August 20th, 2021 • California
Welcome to Mission Federal Credit Union. Your accounts are backed by the reputation and resources of one of California’s largest federal credit unions and insured by the National Credit Union Administration, an agency of the Federal Government. Please read these Agreements and Disclosures and keep them for your records.
West Texas Credit Union Account Agreement and DisclosuresAccount Agreement and Disclosures • July 9th, 2020
Interest Rates and Interest Charges MasterCard GoldMasterCard Share SecuredMasterCard Annual Percentage Rate (APR) forPurchases 11.9% 10.5% 11.9% APR for BalanceTransfers N/A N/A N/A APR for CashAdvances 11.9% 10.5% 11.9% Paying interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on thetransaction date. For Credit Card Tips from the Consumer Financial ProtectionBureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore Fees Annual Fee None Transaction Fees• Foreign Transaction Up to 1% of each transaction in U.S. dollars. Penalty Fees• Late Payment • Returned Payment• Over Credit Limit Either 5% of the payment due or $1.00, whichever is great
ContractAccount Agreement and Disclosures • September 18th, 2017
Effective December 1, 2017, we will make a change to our terms and conditions that may affect your account. Please review this change carefully and file this addendum with your account agreement. The most recent account agreement is titled Account Agreement and Disclosures, dated November 1, 2016.
Account Agreement and Disclosures AmendmentsAccount Agreement and Disclosures • October 1st, 2020
Effective October 30, 2020: There will be language added to your Membership and Account Agreement, specifically the Non- Sufficient Funds and Overdrafts section (Page 5). No changes have been made to the Advantages Overdraft Defense™ (AOD) service. Clarifying language has been added so you may better understand your AOD service, and for the Agreement language to be cohesive with the language on the updated Advantages Overdraft Defense™ Opt-In form. The following changes have been made:
DEPOSIT ACCOUNT DISCLOSURESAccount Agreement and Disclosures • February 22nd, 2021
This Account Agreement and Disclosures and the other documents listed below constitute the terms and conditions that govern the deposit products and many of the banking services we make available to you (collectively, the "Agreement"). Please read them carefully.
