WINcentive Savings Account Member Participation AgreementAccount Member Participation Agreement • January 4th, 2019 • Wisconsin
In this Agreement, the words “you”, “your” and “yours” mean anyone who is eligible to open a WINcentive Savings Account (“WSA”) ofered by Hiway Federal Credit Union® (Hiway) and signs this participation agreement. Te words “we,” “us,” “our” and “credit union” mean Hiway. Tis Agreement covers your and our rights and responsibilities when opening a WSA. Te ownership of your WSA is set forth on your membership application. Accounts with a Joint Tenant designated have joint tenancy ownership rights with rights of survivorship on all accounts, excluding funds in IRA accounts, certifcates, initial $5 share and loans (unless a co-applicant). By signing the application, each of you, jointly and severally, agree to the terms and conditions in this Agreement, Truth in Savings Account Disclosures, All About Your Accounts disclosure and the Service Fee Schedule concerning the account.
