Exhibit 10.20 ------------- FIRST AMENDMENT TO ASSIGNMENT AND AGREEMENT TO CONVERT DEBT THIS FIRST AMENDMENT TO ASSIGNMENT AND AGREEMENT TO CONVERT DEBT (this "Amendment") is entered into as of July 22, 2004 (the "Effective Date"), by and between SBS...Assignment and Agreement to Convert Debt • April 15th, 2005 • SBS Interactive Co • Services-business services, nec • New York
