ONLINE ACCOUNT AGREEMENT AND DISCLOSUREBeal Bank • February 11th, 2021 • TexasThis Online Account Agreement and Disclosure ("Agreement") governs the online account opening and online banking services available from Beal Bank and UmbrellaBank.com, a division of Beal Bank ("Beal Bank") which are described in this Agreement and which may be referred to individually as an "Online Account" or a "Service" and collectively as the "Services" or as "Online Banking." In this Agreement, the terms "you", "your", and "yours" refer to the person who opens an Online Account or enrolls in Online Banking and anyone else with the authority to deposit, withdraw, or exercise control over the funds in the Online Account. The term "person" refers to an individual or an entity. "Party" means a person who, by the terms of an account, has a present right, subject to request, to payment from the account other than as a beneficiary or agent. The terms "we", "our", "us", and "Bank" mean Beal Bank.
