Exhibit 10.3 M & T Bank $25,000 note due December 24, 2005 M&T BANK Manufactures and Traders Trust Company BUSINESS INSTALLMENT NOTE AND SECURITY AGREEMENT NEW YORK Date: February 22, 2001 ......... Principal Amount: $25,000.00 Borrower: ROCHESTER...Business Installment Note and Security Agreement • October 26th, 2004 • Crescent Moon Inc • Non-operating establishments • New York
