Cardholder Agreement and Security Agreement for The EarnIn CardCardholder Agreement and Security Agreement • November 25th, 2024
The following terms and conditions together with the Security Agreement constitute an agreement (“Agreement”) between you and Evolve Bank & Trust governing the use of your Earnin Card account (“Card Account”), the cards or other devices used to access the Card Account (“Earnin Card”, or “Card”) and the security interest granted by you to us in the funds deposited into your Secured Account with us. As used in this Agreement, “Customer”, “Cardholder”, “you” and “your” mean the person who applied for the Earnin Card and to whom we issue a Card pursuant to this Agreement. The terms “we”, “us”, “our”, and “Bank” mean Evolve Bank & Trust, our agents, authorized representatives, successors, and assignees. Access and use of your Earnin Card and Card Account may be provided to you through the smart phone application (the “Earnin Mobile App”) of our service provider, Activehours d/b/a Earnin (“Servicer” or “Earnin”). The Servicer or its affiliates may offer you additional services through the Ea
