1 EXHIBIT 4(b) NATIONWIDE LIFE INSURANCE COMPANY One Nationwide Plaza, Columbus, Ohio 43215 (Hereinafter called the Company) P.O. BOX 182832 COLUMBUS, OHIO 43218-2832 1-800-848-6331 (for any inquiries) CERTIFICATE AGREEMENT...Certificate Agreement • February 9th, 2001 • Nationwide Multiple Maturity Separate Account 2 • Life insurance
ENT CREDIT UNION CERTIFICATE AGREEMENT TERMS AND CONDITIONSCertificate Agreement • July 1st, 2019
A PENALTY IS IMPOSED if certificate funds other than dividends are withdrawn before the maturity date. The penalty is a forfeiture of earned dividends. If dividends are insufficient to cover the early withdrawal penalty, the remaining portion of the penalty will be deducted from the principal. In the event, the principal balance is reduced below the Minimum Qualifying Amount, the certificate will be closed and the funds transferred to another savings account owned by the member. If the maturity of this certificate is one (1) year or less, the early withdrawal penalty is ninety (90) days forfeiture of dividends. If the maturity of this certificate is more than one (1) year but less than thirty-six (36) months, the early withdrawal penalty is one hundred eighty (180) days forfeiture of dividends. If the maturity of this certificate is thirty-six (36) months or greater, the early withdrawal penalty is three hundred sixty-five (365) days forfeiture of dividends. We may waive the penalty in
Certificate Agreement Version 1.1Certificate Agreement • August 15th, 2016
CERTIFICATE AGREEMENTCertificate Agreement • November 25th, 2008
PLEASE NOTE: Please complete Section 1 of this form. Turn this form into the CCCTE Liaison Officer at the sending school. In order to ensure legibility of all copies please type. This form must be completed and given to your liaison officer along with a copy of your acceptance letter to the receiving institution.
