COLLATERAL LOAN AGREEMENT AND PROMISSORY NOTE This Collateral Loan Agreement and Promissory Note [the "Agreement"] is entered into, as of the date last entered below, between Mercatus & Partners Ltd., a Cardiff, Wales corporation [the "Lender"], and...Collateral Loan Agreement and Promissory Note • October 14th, 2003 • Accupoll Holding Corp • Blank checks • Cardiff
