Patriot Bank Commercial Visa Debit Cardholder AgreementCommercial Debit Cardholder Agreement • August 18th, 2023
This Commercial Debit Cardholder Agreement (the “Agreement”) outlines the terms, conditions and disclosures for your Visa-branded debit card (“Card”) and the associated transaction account (“Transaction Account”) issued to you by Patriot Bank, N.A. (the “Bank”), Member FDIC, pursuant to license by Visa U.S.A. Inc. The Bank has retained Apto Payments Inc. (the “Servicer”) to provide certain banking and cardholder support services on the Bank’s behalf (the “Services”) using the Servicer’s card program management technology (the “Servicer Platform”). Servicer will make the Transaction Account and the Card available to you by integrating the website or mobile application of the company whose logo appears on the Card (the “Program Partner”) with the Servicer Platform. The Transaction Account will be linked to the account you maintain with Program Partner (“Program Partner Account”). References to “You” and “your” means the legal entity that holds the Transaction Account, and, as applicable,
