CREDIT ACCESS AND LOAN AGREEMENT ________________Credit Access and Loan Agreement • January 25th, 2021 • Emmaus Life Sciences, Inc. • Pharmaceutical preparations • California
Contract Type FiledJanuary 25th, 2021 Company Industry JurisdictionTHIS CREDIT ACCESS AND LOAN AGREEMENT (this “Agreement”) is made and entered into on January 10, 2020 by and between Yutaka Niihara, M.D., M.P.H. (“Lender”) and Emmaus Life Sciences, Inc., a Delaware corporation (“Emmaus”), with reference to the following facts: