Credit Card Cardholder Agreement Sample Contracts

This Agreement takes effective from 05/05/2023)
Credit Card Cardholder Agreement • April 17th, 2023

IMPORTANT! Before you use your Card, please read this Credit Card Cardholder Agreement (“Agreement”) carefully. By using your Card (which includes activating), you will be taken to have accepted the terms and conditions set out in this Agreement and will be bound by them.

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Industrial and Commercial Bank of China (Asia) Limited Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • August 25th, 2022 • Hong Kong

PLEASE READ THIS CARDHOLDER AGREEMENT (APPLICABLE TO GENERAL HONG KONG DOLLARS CREDIT CARDS) THOROUGHLY BEFORE USING OR SIGNING A CARD OR USING ANY OF THE SERVICES. BY USING OR SIGNING OR RETAINING A CARD OR USING ANY OF OUR SERVICES, YOU WILL BE DEEMED TO HAVE ACCEPTED ALL THE TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT AND WILL BE BOUND BY THEM. YOUR USE OF THE CARD WILL BE GOVERNED BY THIS AGREEMENT.

Industrial and Commercial Bank of China Limited and Industrial and Commercial Bank of China (Asia) Limited Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • August 31st, 2022 • Hong Kong

PLEASE READ THIS CARDHOLDER AGREEMENT THOROUGHLY BEFORE USING OR SIGNING A CARD OR USING ANY OF THE SERVICES. BY USING OR SIGNING OR RETAINING A CARD OR USING ANY OF OUR SERVICES, YOU WILL BE DEEMED TO HAVE ACCEPTED ALL THE TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT AND WILL BE BOUND BY THEM. YOUR USE OF THE CARD WILL BE GOVERNED BY THIS AGREEMENT. IF YOU DO NOT WISH TO BE BOUND BY THIS AGREEMENT, CUT YOUR CARD IN HALF AND RETURN THE PIECES TO US. UNLESS YOU DO SO, WE WILL ASSUME THAT YOU HAVE ACCEPTED THIS AGREEMENT.

Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • June 4th, 2020

This Agreement applies to Visa and MasterCard Credit Cards issued by The Hongkong and Shanghai Banking Corporation Limited, Mauritius Branch, referred to as the ‘Bank’.

CREDIT CARD CARDHOLDER AGREEMENT – COMMERCIAL CARD
Credit Card Cardholder Agreement • December 8th, 2022 • Nebraska
Industrial and Commercial Bank of China (Asia) Limited Credit Card Cardholder Agreement (Cardholder)
Credit Card Cardholder Agreement • July 15th, 2024 • Hong Kong

PLEASE READ THIS CARDHOLDER AGREEMENT THOROUGHLY BEFORE USING OR SIGNING A CARD OR USING ANY OF THE SERVICES. BY USING OR SIGNING OR RETAINING A CARD OR USING ANY OF OUR SERVICES, YOU WILL BE DEEMED TO HAVE ACCEPTED ALL THE TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT AND WILL BE BOUND BY THEM. YOUR USE OF THE CARD WILL BE GOVERNED BY THIS AGREEMENT. IF YOU DO NOT WISH TO BE BOUND BY THIS AGREEMENT, CUT YOUR CARD IN HALF AND RETURN THE PIECES TO US. UNLESS YOU DO SO, WE WILL ASSUME THAT YOU HAVE ACCEPTED THIS AGREEMENT.

Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • October 15th, 2021 • Hong Kong

This Agreement applies to HSBC Premier MasterCard, HSBC Advance Visa Platinum, HSBC Red Credit Card, HSBC Visa Signature, HSBC EveryMile Credit Card, Visa Platinum, Visa Gold, US$ Visa Gold, Gold MasterCard, Visa Classic, Classic MasterCard, HSBC Pulse UnionPay Dual Currency Diamond and UnionPay Dual Currency credit cards issued by us.

BCM CREDIT CARD CARDHOLDER AGREEMENT GENERAL TERMS & CONDITIONS (PERSONAL ACCOUNT)
Credit Card Cardholder Agreement • August 12th, 2024

Please read carefully the Cardholder Agreement printed below. By using the Card you are accepting the Terms & Conditions set out below and will be bound by them.

CREDIT CARD CARDHOLDER AGREEMENT
Credit Card Cardholder Agreement • October 9th, 2018 • Macau

The Bank Premier Credit Card/VISA Classic/VISA Gold/VISA Platinum/VIVA Credit Card/Virtual VISA/MasterCard Classic/MasterCard Gold/MasterCard Titanium/MasterCard Platinum/World MasterCard/Virtual MasterCard/UnionPay Classic, and the related affinity/co-branded card, including the subsequently renewed and replaced Principal and Supplementary Card ("Card") is/are issued by OCBC Wing Hang Bank Limited ("Bank") to the Card applicant ("Principal Cardholder") and any person nominated by the Principal Cardholder and approved by the Bank to receive a Supplementary Card ("Supplementary Cardholder") who together with the Principal Cardholder (collectively called the "Cardholder") subject to the following terms and conditions. Upon collection of the Card/Virtual Card Account Number, or otherwise activate the Card in accordance with the instruction of the Bank, the Cardholder agrees to be bound by the following terms and conditions of this Agreement.

Important!
Credit Card Cardholder Agreement • August 16th, 2023

Before you use the Seylan Visa/Master Card, please read this Cardholder Agreement. The term (card) within these terms and conditions relates to any of the following Seylan Credit Cards or any Combinations of them:

Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • August 22nd, 2017

The issuance and use of Credit Cards from Mashreq shall be governed by and subject to the following terms and conditions.

• Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • November 22nd, 2019 • Hong Kong

This Agreement applies to HSBC Premier MasterCard, HSBC Advance Visa Platinum, HSBC Red Credit Card, HSBC Visa Signature, Visa Platinum, Visa Gold, US$ Visa Gold, Gold MasterCard, Visa Classic, Classic MasterCard, HSBC Pulse UnionPay Dual Currency Diamond and UnionPay Dual Currency credit cards issued by us.

Victoria Mutual Building Society (“VMBS”) Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • May 18th, 2022

This VMBS Credit Card Cardholder Agreement outlines the terms and conditions applicable to Credit Cards issued by VMBS to the Credit Cardholder. It is important that You and all Cardholders review the terms and conditions set forth in this Agreement before using the Credit Card assigned to each Cardholder.

Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • February 4th, 2016

The issuance and use of Credit Cards from Mashreq shall be governed by and subject to the following terms and conditions:

CREDIT CARD CARDHOLDER AGREEMENT
Credit Card Cardholder Agreement • July 19th, 2023

The Bank Premier Banking Metal Card / Premier Credit Card / VIVA Credit Card / VISA Platinum / VISA Classic / Virtual VISA / World MasterCard / MasterCard Platinum / MasterCard Titanium / Virtual MasterCard / UnionPay Credit Card, and the related affinity/co-branded card, including the subsequently renewed and replaced Principal and Supplementary Card ("Card") is/are issued by OCBC Bank (Macau) Limited ("Bank") to the Card applicant ("Principal Cardholder") and any person nominated by the Principal Cardholder and approved by the Bank to receive a Supplementary Card ("Supplementary Cardholder") who together with the Principal Cardholder (collectively called the "Cardholder") subject to the following terms and conditions. Upon collection of the Card/Virtual Card Account Number, or otherwise activate the Card in accordance with the instruction of the Bank, the Cardholder agrees to be bound by the following terms and conditions of this Agreement.

 Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • January 14th, 2020

This Agreement applies to HSBC Macau Patacas/Hong Kong Dollars Visa Gold, Gold MasterCard, Visa Classic, Standard MasterCard, HSBC Pulse UnionPay Dual Currency Diamond Credit Cards issued by us.

Industrial and Commercial Bank of China (Asia) Limited Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • December 15th, 2015 • Hong Kong

PLEASE READ THIS CARDHOLDER AGREEMENT THOROUGHLY BEFORE USING OR SIGNING A CARD OR USING ANY OF THE SERVICES. BY USING OR SIGNING OR RETAINING A CARD OR USING ANY OF OUR SERVICES, YOU WILL BE DEEMED TO HAVE ACCEPTED ALL THE TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT AND WILL BE BOUND BY THEM. YOUR USE OF THE CARD WILL BE GOVERNED BY THIS AGREEMENT. IF YOU DO NOT WISH TO BE BOUND BY THIS AGREEMENT, CUT YOUR CARD IN HALF AND RETURN THE PIECES TO US. UNLESS YOU DO SO, WE WILL ASSUME THAT YOU HAVE ACCEPTED THIS AGREEMENT.

General Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • April 17th, 2018 • Dubai

The issuance and use of Credit Cards from Mashreq shall be governed by and subject to the following terms and conditions:

PrimeCredit Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • September 21st, 2017 • Hong Kong

IMPORTANT! PLEASE READ CAREFULLY AND MAKE SURE THAT YOU THOROUGHLY UNDERSTAND THE TERMS AND CONDITIONS PRINTED BELOW ON THE CARDHOLDER AGREEMENT (‘AGREEMENT’). BY USING THE CARD (INCLUDING ACTIVATING OR SIMPLY MAINTAINING THE CARD ACCOUNT), YOU WILL BE REGARDED AS HAVING ACCEPTED AND WILL BE BOUND BY THE PROVISIONS OF THIS AGREEMENT.

READ THIS ENTIRE AGREEMENT CLOSELY. IT CONTAINS IMPORTANT DISCLOSURES AND THE TERMS OF YOUR CREDIT CARD ACCOUNT.
Credit Card Cardholder Agreement • June 18th, 2021 • Georgia

This Agreement governs the use of your Visa® Card Account and contains both your and our respective responsibilities. Please read it in its entirety and keep it for your reference. The accompanying Summary of Terms is incorporated into and made a part of this Agreement. Inaddition, the application, acceptance certificate or other request you signed or submitted for this Account (the “Application”), our Card and the Card Carrier that we send with your Card, and your signature (including any electronic or digital signature) on any Application, sales slip or other evidence of indebtedness on your Account, are incorporated into and made a part of this Agreement.

Credit Card Cardholder Agreement Form
Credit Card Cardholder Agreement • January 31st, 2024

By participating in the District’s credit card program as a cardholder, you assume responsibility pertaining to use of the card assigned to your name and safeguarding the card from improper or unauthorized use. This program is not intended to circumvent or replace the standard purchasing procedures of the District. It is every employee’s responsibility to be aware of and comply with the District’s policies and procedures on purchasing.

Industrial and Commercial Bank of China (Asia) Limited Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • December 27th, 2019 • Hong Kong

PLEASE READ THIS CARDHOLDER AGREEMENT THOROUGHLY BEFORE USING OR SIGNING A CARD OR USING ANY OF THE SERVICES. BY USING OR SIGNING OR RETAINING A CARD OR USING ANY OF OUR SERVICES, YOU WILL BE DEEMED TO HAVE ACCEPTED ALL THE TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT AND WILL BE BOUND BY THEM. YOUR USE OF THE CARD WILL BE GOVERNED BY THIS AGREEMENT. IF YOU DO NOT WISH TO BE BOUND BY THIS AGREEMENT, CUT YOUR CARD IN HALF AND RETURN THE PIECES TO US. UNLESS YOU DO SO, WE WILL ASSUME THAT YOU HAVE ACCEPTED THIS AGREEMENT.

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CREDIT CARD CARDHOLDER AGREEMENT
Credit Card Cardholder Agreement • April 6th, 2021 • Nebraska

IMPORTANT: BEFORE YOU SIGN THE BANK OF THE WEST/BNP PARIBAS CORPORATE CARD ACCOUNT APPLICATION, OR SIGN OR USE THE BANK OF THE WEST/BNP PARIBAS CORPORATE CARD, READ THE FOLLOWING TERMS AND CONDITIONS THOROUGHLY. PLEASE RETAIN THIS AGREEMENT FOR YOUR RECORDS.

Notice of Changes on the Use of Personal Credit Cards
Credit Card Cardholder Agreement • November 28th, 2016

Applicable credit card cardholder agreement(s) Amendments Credit Card Cardholder Agreement [Newly added Clause 7(h)]green credit card CardholderAgreement [Newly added Clause 7(g)]iCAN Credit Card CardholderAgreement [Newly added Clause 7(g)] A new clause has been added as follows:PaymentsYou agree that we may debit your Card Account to make a partial or full refund of your credit balance by any means determined by us, including making a transfer to any of your bank accounts with us or sending a cashier’s order to the address last notified by you, at any time without prior notice.

CREDIT CARD CARDHOLDER AGREEMENT FORM
Credit Card Cardholder Agreement • October 31st, 2022

Pikes Peak State College (“PPSC” or “College”) is pleased to provide you with a State authorized Credit Card otherwise known as the Procurement Card (pcard). The card represents PPSC’s trust in you as a responsible employee to safeguard and protect its asset.

NOTICE OF AMENDMENTS
Credit Card Cardholder Agreement • June 30th, 2014

Please be advised that, effective 1 July 2014 (the "Effective Date"), the "Credit Card Cardholder Agreement" ("the Terms and Conditions") which regulate the provision of banking services by ICBC Macau to you and the operation of your account, shall be amended as follows:

FIRSTCARIBBEAN CREDIT CARD CARDHOLDER AGREEMENT
Credit Card Cardholder Agreement • May 11th, 2018

The FirstCaribbean Credit Card Cardholder Agreement ("Agreement") provides and explains the terms and conditions governing the use of the FirstCaribbean Credit Card at all times. Please read it carefully and retain the Agreement for your records.

Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • November 3rd, 2020 • Macau

This Agreement applies to HSBC Macau Patacas/Hong Kong Dollars Visa Gold, Gold MasterCard, Visa Classic, Standard MasterCard, HSBC Pulse UnionPay Dual Currency Diamond Credit Cards issued by us.

primepay Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • August 15th, 2021 • Hong Kong

IMPORTANT! PLEASE READ CAREFULLY AND MAKE SURE THAT YOU THOROUGHLY UNDERSTAND THE TERMS AND CONDITIONS PRINTED BELOW ON THE CARDHOLDER AGREEMENT (‘AGREEMENT’). BY USING THE CARD (INCLUDING ACTIVATING OR SIMPLY MAINTAINING THE CARD ACCOUNT), YOU WILL BE REGARDED AS HAVING ACCEPTED AND WILL BE BOUND BY THE PROVISIONS OF THIS AGREEMENT.

CREDIT CARD CARDHOLDER AGREEMENT
Credit Card Cardholder Agreement • August 11th, 2015

I/We hereby apply for the issue of a Seylan Bank Credit Card(s) and warrant that the information provided in this application and the attachment (if any) hereto, are true and accurate in all material aspects and I/we request that an account be opened for me/us and that you renew and replace card(s) until I/we surrender my/our rights to use the card(s) by cutting the card(s) in half and returning both halves to you.

AGREEMENT TO TERMS-USE OF YOUR ACCOUNT DEFINITION OF PARTIES
Credit Card Cardholder Agreement • October 1st, 2022 • Mississippi

This cardholder agreement governs your credit card account with us (“Account”). The entire agreement between us (this “Agreement”) is in separate parts, including this document (which incorporates an ARBITRATION provision), your application to us and its accompanying disclosures, any Account opening/closing correspondence, and an initial (and any subsequent and then­current) “Rates and Fees Table.” The Rates and Fees Table will also include our customer service, payment, and other contact information (address and telephone numbers). Your use of the Account or any card (or your enabling any person to use any card) in any way means you agree to the terms of this Agreement. In this Agreement and in your Periodic Statements, the words “you” and “your” refer to all persons named as applicants on the application, jointly and severally, and the words “we” and “us” refer to BancorpSouth Bank headquartered in Tupelo, Mississippi, U.S.A. You authorize us to charge your Account for all transactio

Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • June 29th, 2017 • Dubai

The issuance and use of Credit Cards from Mashreq shall be governed by and subject to the following terms and conditions:

CREDIT CARD CARDHOLDER AGREEMENT
Credit Card Cardholder Agreement • December 3rd, 2024
Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • August 23rd, 2018 • Macau

This Agreement applies to HSBC Macau Patacas/Hong Kong Dollars Visa Gold, Gold MasterCard, Visa Classic, Classic MasterCard credit cards issued by us.

PrimeCredit Credit Card Cardholder Agreement
Credit Card Cardholder Agreement • September 21st, 2017

IMPORTANT! PLEASE READ CAREFULLY AND MAKE SURE THAT YOU THOROUGHLY UNDERSTAND THE TERMS AND CONDITIONS PRINTED BELOW ON THE CARDHOLDER AGREEMENT (‘AGREEMENT’). BY USING THE CARD (INCLUDING ACTIVATING OR SIMPLY MAINTAINING THE CARD ACCOUNT), YOU WILL BE REGARDED AS HAVING ACCEPTED AND WILL BE BOUND BY THE PROVISIONS OF THIS AGREEMENT.

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