ContractCredit Union Card Agreement • May 5th, 2020 • Virginia
VIRGINIA CREDIT UNION CARD AGREEMENT & DISCLOSURE STATEMENT Effective February 3, 2014. To find out what may have changed, call us at (804) 323-6800 or toll free (800) 285-6609. ------------------------------------------------------------------- Interest Rate and Interest Charges for Credit Cards ------------------------------------------------------------------- ANNUAL PERCENTAGE RATE (APR) for Purchases, Cash Advances & Balance Transfers APR will be based on your credit history and other factors. MasterCard Cash Rewards Card = 10.99% - 21.99% All Other MasterCards = 8.99% - 19.99% Penalty APR and When it Applies = NONE Paying Interest: Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on Cash Advances and Balance Transfers on the transaction date. Minimum Interest Charge = NONE For Credit Card Tips from the Consumer Financial P
