Deferred Annuity Agreement Sample Contracts

EMPIRE FIDELITY INVESTMENTS LIFE INSURANCE COMPANY NEW YORK, NEW YORK DEFERRED ANNUITY Flexible Purchase Payments Variable Accumulation Values Fixed Annuity Income Payments Nonparticipating
Deferred Annuity Agreement • August 9th, 2005 • Empire Fidelity Investments Variable Annuity Account A

Empire Fidelity Investments Life Insurance Company (also referred to as "EFILI", "we" or "us") agrees to pay monthly fixed annuity income to the Annuitant(s) starting on the Annuity Date.

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