DEPOSIT ACCOUNT AGREEMENT AND DISCLOSUREDeposit Account Agreement and Disclosure • September 2nd, 2020 • Wyoming
INTRODUCTION. In this Deposit Account Agreement and Disclosure, each and all of the depositors are referred to as "you" and "your." The Financial Institution is referred to as "we," "our," and "us." This Deposit Account Agreement contains the terms and conditions governing certain of your deposit accounts with us. As used in this document, the term "Agreement" means this document, the signature card, a rate and fee schedule (which may be in the form of a Rate and Fee Schedule, Time Certificate of Deposit, or Confirmation of Time Deposit, hereinafter called the "Schedule"), Truth in Savings disclosures, a Funds Availability Policy Disclosure, and an Electronic Funds Transfer Agreement and Disclosure, if applicable. Each of you signing the signature card for a deposit account acknowledges receipt of this Agreement, and agrees to the terms set forth in the Agreement, as amended from time to time. You agree that we may waive, in our sole discretion, any fee, charge, term, or condition set
Deposit Account Agreement and DisclosureDeposit Account Agreement and Disclosure • April 9th, 2021
For purposes of this Deposit Account Agreement and Disclosure, the terms “you” and “yours” may refer to each and all of the deposit account owners and/or the authorized signers on such deposit accounts, as the context requires. Western Alliance Bank and its divisions, including Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank operate as a single financial institution and are collectively referred to as “Bank”. This Deposit Account Agreement and Disclosure, along with the applicable Schedule (defined below), signature card and other account opening documents, form the binding contract that governs your deposit account(s) held at Bank (“Account(s)”). Please be sure to read the Agreement carefully and keep a copy for your records. As used in this document, the term “Agreement” collectively references this document, the signature card or account agreement, certificate of deposit receipt (as applicable), the appl
