Director Retirement Benefits Agreement Sample Contracts

Astoria Financial Corporation Letterhead] November 17, 2004 Mr. Lawrence W. Peters 194 Captains Way West Bay Shore, New York 11706
Director Retirement Benefits Agreement • November 18th, 2004 • Astoria Financial Corp • Savings institution, federally chartered

The purpose of this letter is to set forth the agreement that has been reached concerning the retirement benefits to which you are entitled under the Astoria Federal Savings and Loan Association and Astoria Financial Corporation Directors’ Retirement Plan, as amended (the “Astoria Plan”) and the Long Island Bancorp, Inc. Non-Employee Directors Retirement Benefit Plan (the “LIB Plan”).

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One Astoria Federal Plaza Lake Success, NY 11042-1085
Director Retirement Benefits Agreement • May 18th, 2005 • Astoria Financial Corp • Savings institution, federally chartered

The purpose of this letter is to set forth the agreement that has been reached concerning the retirement benefits to which you are entitled under the Astoria Federal Savings and Loan Association and Astoria Financial Corporation Directors’ Retirement Plan, as amended (the “Astoria Plan”) and the Long Island Bancorp, Inc. Non-Employee Directors Retirement Benefit Plan (the “LIB Plan”).

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