EFT Disclosure and AgreementEft Disclosure and Agreement • April 9th, 2021
made possible by our advanced electronic data processing system. We have also provided, and will be providing from time to time, plastic transaction cards to our mem- bers. Sometimes two or more persons are furnished such cards relating to a single account in the credit union. In this disclosure, we sometimes call these cards "ATM cards, or Debit cards". When a secret personal identification number (called a "PIN") is provided to a member, the transaction card and PIN can be used in any one of a number of auto- mated teller machines or POS locations, which are part of the electronic fund transfer service network to which we belong. You can make "electronic fund transfers" to, from, or between one or more accounts in the credit union, simply by following the instructions at the machine. Your ATM card and PIN may also be used to purchase goods and services from certain merchants, as described in this disclosure. Another EFT service which we make available is our audio response program in
