EXHIBIT 10.17 EMPLOYEE SECURED LOAN AGREEMENT AND PROMISSORY NOTE This Employee Secured Loan Agreement and Promissory Note (the "Agreement") is made this 1st day of November 2000 by and between NETGURU, INC. ("NGI") and STEPHEN OWEN ("Employee")....Employee Secured Loan Agreement • December 3rd, 2002 • Netguru Inc • Services-prepackaged software • California
