EXCHANGE AND REPAYMENT AGREEMENT By this Agreement dated as of January 31, 2002, the undersigned parties agree as follows: RECITALS The parties entered into a Merger Agreement and Plan of Reorganization ("Merger Agreement") dated December 15, 2000,...Exchange and Repayment Agreement • February 4th, 2002 • National Auto Credit Inc /De • Services-auto rental & leasing (no drivers) • Delaware
