Exhibit 99 NATIONAL CONSUMER COOPERATIVE BANK EXECUTIVE LONG-TERM INCENTIVE PLAN AWARD AGREEMENT FOR THE MEASUREMENT PERIOD 1/1/2001 TO 12/31/2003 TO: CHARLES E. SNYDER, PRESIDENT AND CEO The National Consumer Cooperative Bank (the "Bank") has granted...Executive Long-Term Incentive Plan Award Agreement • November 15th, 2002 • National Consumer Cooperative Bank /Dc/ • Personal credit institutions
