Five Year Capital Note Sample Contracts

EXHIBIT 10.13 ------------- FIVE YEAR CAPITAL NOTE
Five Year Capital Note • August 19th, 2003 • Cyco Net Inc • Services-business services, nec

FOR VALUE RECEIVED American Indian CigCo, LLC and CigCo-EPIC Venture, (hereinafter called "MAKER"), hereby promise to pay to the order of the Cyco.Net, Inc., or Assigns (hereinafter called "PAYEE" whether one or more), at Albuquerque, New Mexico or at such other address as the Payee may designate from time to time in writing to Maker, the principal sum of TWO MILLION EIGHT HUNDRED THOUSAND DOLLARS ($2,800,000.00) pursuant to a Finance Agreement attached hereto, as follows:

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