Genisys Platinum MasterCard Credit Cardholder Agreement and DisclosureGenisys Credit Union • November 6th, 2014
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 9.90% - 18.00% based on your creditworthiness at the time youopen your Account. APR for Balance Transfers 9.90% - 18.00% based on your creditworthiness at the time you open yourAccount. APR for Cash Advances 9.90% - 18.00% based on your creditworthiness at the time you open your Account. Penalty APR and When ItApplies None Paying Interest Your due date is at least 28 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Consumer FinancialProtection Bureau To learn more about factors to consider when applying for or using a credit Card, visit the website of the Consumer Financial ProtectionBureau at http://www.consumerfinance.gov/learnmore
