COMMERCE BANK Health Savings VISA® CHECK CARD AGREEMENT AND FEDERAL ELECTRONIC FUNDS TRANSFER ACT DISCLOSUREHealth Savings Account Card Agreement • September 20th, 2009
Each cardholder agrees to the following terms and conditions which are the contract governing the issuance and use of your Visa Debit Card ("card"). The agreement that applies to your checking account also applies to all card transactions made on this account. You agree that the account accessed by the card must have the same common ownership or liability as the card. “You" and “your” mean any applicant for the card and any person using the card(s) with the expressed or implied permission of any of the applicants. Therefore, any person whose name appears on the card(s) accompanying the Agreement concurs, either by using or permitting another to use the card(s), to all provisions of the Agreement. “We,” “us” and”our” mean Commerce Bank, N.A., our successors and assigns. The card is our property, and we may revoke the card at any time without cause or notice. You must surrender a revoked card and you may not use an expired or revoked card. We may change the enhancements offered at any ti
