HOMESHARE BUSINESS INSURANCE POLICYHomeshare Business Insurance Policy • January 13th, 2016
ABOUT THIS POLICY 3 Agreement 3 Who is an Insured 3 Deductible 4 Coverage Period 4 Loss Settlement 4 Definitions 5 SECTION I - PROPERTY 12 Coverage A - Business Premises 12 Coverage B - Other Structures 12 Coverage C - Personal Property 12 Coverage D - Loss of Use 14 Coverage E - Additional Coverage 15 PERILS INSURED AGAINST 20 EXCLUSIONS 22 SECTION II - HOMESHARE PROPERTY 27 1 Accidental Breakage of Valuable Articles 27 2 Accidental Damage to Electronics and Appliances 27 3 Excessive Use of Utilities 27 4 Hospital and Medical Expenses 28 5 Infestation Coverage 28 6 Identity Fraud Expense 28 7 Legal Expense Coverage 28 8 Municipal Citations, Fines and Penalties 29 9 Property of Renters 29 10 Rental Interruption Coverage 29 11 Vandalism and Malicious Damage 29 12 Water Damage 30 CONDITIONS APPLICABLE TO SECTION I AND SECTION II 31 SECTION III - LIABILITY 35 Coverage F - Bodily Injury and Property Damage Liability 35 Coverage G - Personal and Advertising Injury Liability 40 Coverage H
