INCENTIVE STOCK OPTION CERTIFICATE Non-transferable GRANT TO ("Optionee") the right to purchase from SmartFinancial, Inc. (the "Company") _____________ shares of its common stock, par value $1.00, at the price of $_______ per share (the "Option")Incentive Stock Option Certificate • September 2nd, 2015 • Smartfinancial Inc. • National commercial banks
Contract Type FiledSeptember 2nd, 2015 Company Industrypursuant to and subject to the provisions of the SmartFinancial, Inc. 2010 Incentive Plan (the "Plan") and to the terms and conditions set forth on the following page (the "Terms and Conditions"). By accepting the Option, Optionee shall be deemed to have agreed to the Terms and Conditions set forth in this Award Certificate and the Plan. Capitalized terms used herein and not otherwise defined shall have the meanings assigned to such terms in the Plan.