We use cookies on our site to analyze traffic, enhance your experience, and provide you with tailored content.

For more information visit our privacy policy.

Individual Disability Insurance Sample Contracts

Standard Contracts

This sample contract is not intended to replace the filed contract,
Individual Disability Insurance • August 30th, 2023

If you are under the age of 65, the termination date of your policy will be the policy anniversary date that falls on or right after your [65th] [67th] birthday. Before the termination date, we may change your premium rate, but we won’t cancel or make any other changes to your policy as long as you’re up to date on your premium payments. We can only change the premium rate after the policy has been in effect for three years and only if we change the rate for all policies in your same risk class.