Individual Flexible Premium Deferred Fixed and Variable Annuity Contract Sample Contracts

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Birmingham, Alabama (A Stock Insurance Company) INDIVIDUAL FLEXIBLE PREMIUM DEFERRED FIXED AND VARIABLE ANNUITY CONTRACT (Non-Participating)
Individual Flexible Premium Deferred Fixed and Variable Annuity Contract • December 19th, 2007 • Variable Annuity Account a of Protective Life • Alabama

Protective Life and Annuity Insurance Company agrees to provide the benefits described in this Contract. The Contract alone governs the rights of the parties.

RIGHT TO CANCEL
Individual Flexible Premium Deferred Fixed and Variable Annuity Contract • January 3rd, 2000 • Protective Variable Annuity Separate Account
THIS IS A VARIABLE ANNUITY CONTRACT
Individual Flexible Premium Deferred Fixed and Variable Annuity Contract • June 19th, 2001 • Protective Variable Annuity Separate Account

THE VALUE OF THIS CONTRACT AND THE ANNUITY INCOME PAYMENTS, WHEN BASED ON THE INVESTMENT EXPERIENCE OF THE PROTECTIVE VARIABLE ANNUITY SEPARATE ACCOUNT, IS VARIABLE. NO MINIMUM VALUE IS GUARANTEED FOR AMOUNTS ALLOCATED TO THE SEPARATE ACCOUNT.

THIS IS A VARIABLE ANNUITY CONTRACT
Individual Flexible Premium Deferred Fixed and Variable Annuity Contract • January 18th, 2002 • Variable Annuity Account a of Protective Life

THE VALUE OF THIS CONTRACT AND THE ANNUITY INCOME PAYMENTS, WHEN BASED ON THE INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT, IS VARIABLE. IT WILL INCREASE AND DECREASE AS A RESULT OF FLUCTUATIONS IN THE NET INVESTMENT FACTOR. NO MINIMUM VALUE IS GUARANTEED FOR AMOUNTS ALLOCATED TO THE SEPARATE ACCOUNT.

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