Individual Retirement Annuity Contract Sample Contracts

CONTENTS
Individual Retirement Annuity Contract • April 27th, 2006 • Separate Account No 301 of Axa Equitable Life Insurance Co
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MUTUAL OF AMERICA LIFE INSURANCE COMPANY (hereafter called the “Company”)
Individual Retirement Annuity Contract • April 30th, 2015 • Mutual of America Separate Account No 2

This Contract is issued in consideration of the application for this Contract and payment of the first contribution (premium). Additional contributions may be made at any time prior to the Annuity Commencement Date or the death of the Owner. Each contribution is subject to the Contributions provision of this Contract. This Contract shall take effect on the Effective Date shown in the Specifications Section of this Contract.

INDIVIDUAL RETIREMENT ANNUITY CONTRACT
Individual Retirement Annuity Contract • May 1st, 2007 • Mutual of America Separate Account No 2

The Company will pay the annuity benefits provided under this contract. Upon your death before the Annuity Commencement Date, the Company will pay the death benefit provided under this contract.

FIDELITY INVESTMENTS LIFE INSURANCE COMPANY Salt Lake City, Utah FIDELITY FREEDOM LIFETIME INCOME INDIVIDUAL RETIREMENT ANNUITY NONPARTICIPATING
Individual Retirement Annuity Contract • March 24th, 2005 • Fidelity Investments Variable Annuity Account I

Fidelity Investments Life Insurance Company agrees to pay lifetime income to the Annuitant, and to the Joint Annuitant if any, beginning with the first Annuity Income Date, and to provide the other rights and benefits of this Contract.

Contract
Individual Retirement Annuity Contract • October 20th, 2020

contract (including, but not limited to, pledging the contract as security for any loan), such contract will cease to be an individual retirement annuity as of the first day of such taxable year, and will not be an individual retire- ment annuity at any time thereafter. If an annuity or endowment contract which constitutes an individual retire- ment annuity is disqualified as a result of the preceding sentence, an amount equal to the fair market value of the contract as of the first day of the tax- able year of the owner in which such contract is disqualified is deemed to be distributed to the owner. Such owner shall include in gross income for such year an amount equal to the fair mar- ket value of such contract as of such first day. The preceding sentence ap- plies even though part of the fair mar- ket value of the individual retirement annuity as of the first day of the tax- able year is attributable to excess con- tributions which may be returned tax- free under section 408(d)(4) o

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