PAGE CONTRACT SCHEDULE 3 DEFINITIONS 4 GENERAL PROVISIONS 5 OWNERSHIP PROVISIONS 6 BENEFICIARY PROVISIONS 6 PREMIUM PROVISIONS 6 VARIABLE ACCOUNT 7 GUARANTEED ACCOUNT 7 TRANSFERS 8 CONTRACT CHARGES 9 DOLLAR COST AVERAGING 9 ANNUITY PROVISIONS 10...Individual Variable Annuity Policy • October 27th, 1998 • Variable Account a American Intl Life Assur Co of New York
