CONTENTS INTRODUCTION INSURANCE AGREEMENTWHAT YOU ARE COVERED FOR AUTOMATIC POLICY EXTENSIONS OPTIONAL POLICY EXTENSIONS EXCLUSIONSHOW WE WILL PAY WHAT WE WILL PAY HOW TO CLAIM GENERAL CONDITIONSDEFINITIONSIntroduction Insurance Agreement • June 27th, 2016
INTRODUCTION WELCOME Welcome to CHUBB. Thank you for selecting us as your insurer. ABOUT THIS POLICY Your Material Damage Policy consists of:1. this policy document, and2. the schedule, and3. any endorsements or warranties that we apply, and4. the information you have provided in the application. YOUR DUTY OF DISCLOSURE When you apply for insurance, you have a legal duty of disclosure. This means you or anyone acting on your behalf must tell us everything you know (or could be reasonably expected to know) that a prudent insurer would want to take into account in deciding:1. to accept or decline your insurance, and/or2. the cost or terms of the insurance, including the excess.You also have this duty every time your insurance renews and when you make any changes to it. If you or anyone acting on your behalf breaches this duty, we may treat this policy as being of no effect and to have never existed. Please ask us if you are not sure whether you need to tell us about something. EXAMPLES W
CONTENTS INTRODUCTION INSURANCE AGREEMENTWHAT YOU ARE COVERED FOR INSURED ITEMSAUTOMATIC POLICY EXTENSIONCONTINGENT BUSINESS INTERRUPTION EXTENSIONS OPTIONAL POLICY EXTENSIONEXCLUSIONSWHAT WE WILL PAY HOW TO CLAIM GENERAL CONDITIONS DEFINITIONSIntroduction Insurance Agreement • May 24th, 2016
INTRODUCTION WELCOME Welcome to QBE. Thank you for selecting us as your insurer. ABOUT THIS POLICY Your Business Interruption Policy consists of:1. this policy document, and2. the schedule, and3. any endorsements or warranties that we apply, and4. the information you have provided in the application. YOUR DUTY OF DISCLOSURE When you apply for insurance, you have a legal duty of disclosure. This means you or anyone acting on your behalf must tell us everything you know (or could be reasonably expected to know) that a prudent insurer would want to take into account in deciding:1. to accept or decline your insurance, and/or2. the cost or terms of the insurance, including the excess.You also have this duty every time your insurance renews and when you make any changes to it. If you or anyone acting on your behalf breaches this duty, we may treat this policy as being of no effect and to have never existed. Please ask us if you are not sure whether you need to tell us about something. EXAMPL
ContractIntroduction Insurance Agreement • May 24th, 2016
CONTENTS INTRODUCTION INSURANCE AGREEMENTWHAT YOU ARE COVERED FOR AUTOMATIC POLICY EXTENSIONS OPTIONAL POLICY EXTENSIONS EXCLUSIONSHOW WE WILL PAY WHAT WE WILL PAY HOW TO CLAIM GENERAL CONDITIONSDEFINITIONS
Signoff_1666601_1Introduction Insurance Agreement • June 2nd, 2016
CONTENTS INTRODUCTION INSURANCE AGREEMENTWHAT YOU ARE COVERED FOR AUTOMATIC POLICY EXTENSIONS OPTIONAL POLICY EXTENSIONS EXCLUSIONSHOW WE WILL PAY WHAT WE WILL PAY HOW TO CLAIM GENERAL CONDITIONS DEFINITIONS
CONTENTS INTRODUCTION INSURANCE AGREEMENTWHAT YOU ARE COVERED FOR AUTOMATIC POLICY EXTENSIONS OPTIONAL POLICY EXTENSIONS EXCLUSIONSHOW WE WILL PAY WHAT WE WILL PAY HOW TO CLAIM GENERAL CONDITIONSDEFINITIONSIntroduction Insurance Agreement • May 17th, 2016
INTRODUCTION WELCOME Welcome to Ando Insurance Group. Thank you for selecting us to provide your insurance. ABOUT THIS POLICY Your Material Damage Policy (‘policy’) consists of:1. this document, and2. the schedule, and3. any endorsements or warranties that we apply, and4. the information you have provided in the application. YOUR DUTY OF DISCLOSURE When you apply for insurance, you have a legal duty of disclosure. This means you or anyone acting on your behalf must tell us everything you know (or could be reasonably expected to know) that a prudent insurer would want to take into account in deciding:1. to accept or decline your insurance, and/or2. the cost or terms of the insurance, including the excess.You also have this duty every time your insurance renews and when you make any changes to it. If you or anyone acting on your behalf breaches this duty, we may treat this policy as being of no effect and to have never existed. Please ask us if you are not sure whether you need to tell u
ContractIntroduction Insurance Agreement • May 24th, 2016
CONTENTS INTRODUCTION INSURANCE AGREEMENTWHAT YOU ARE COVERED FOR INSURED ITEMSAUTOMATIC POLICY EXTENSIONCONTINGENT BUSINESS INTEUPTION EXTENSIONS OPTIONAL POLICY EXTENSIONEXCLUSIONSWHAT WE WILL PAY HOW TO CLAIM GENERAL CONDITIONS DEFINITIONS
