Exhibit 10.3 INVESTMENT AND INTEREST RATE RISK ADVISORY AGREEMENT This Investment and Interest Rate Risk Advisory Agreement, made and entered into as of this 3 day of February, 1997, by and between LOS PADRES SAVINGS BANK, FSB ("Customer") and SMITH...Investment and Interest Rate Risk Advisory Agreement • August 30th, 2002 • Harrington West Financial Group Inc/Ca • Kansas
