EXHIBIT 99.1(5)(a) Policy - Form 97-56 [LETTERHEAD OF PACIFIC MUTUAL LIFE INSURANCE COMPANY] LAST SURVIVOR FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE POLICY - BENEFITS WILL VARY BASED ON INVESTMENT EXPERIENCE - FACE AMOUNT CAN BE DECREASED READ YOUR...Last Survivor Flexible Premium Variable Life Insurance Policy • January 24th, 1997 • Pacific Select Exec Separate Acct Pacific Mutual Life Ins
