CITIZENS & NORTHERN BANK VISA® LIFETIME AND LIFETIME REWARDS CARDHOLDER AGREEMENTLifetime and Lifetime Rewards Cardholder Agreement • July 14th, 2020 • Pennsylvania
This Cardholder Agreement (“Agreement”) covers the use of your credit card account (“Account”) with us. It also includes the Important Terms of Your Credit Card Disclosure. Both the Cardholder Agreement and Important Terms of Your Credit Card Disclosure are effective as of June 19, 2020. The combination of terms that could apply to you will differ depending on the specific card offer and on your creditworthiness at the time of application. You accept the terms of this Agreement and Important Terms of Your Credit Card Disclosure by using or activating your Account. If you have a joint Account, each of you is bound by this Agreement. Please read this Agreement carefully and save it for future reference.
