1 EXHIBIT 10.22 LOAN REPAYMENT AND OPTION AGREEMENT PARTIES CHIP APPLICATION TECHNOLOGIES LIMITED (ACN 057 883 333) of Level 5, 152-162 Riley Street, East Sydney, New South Wales 2010 ("CAT"). HEATH GROUP AUSTRALIA PTY LIMITED (formerly known as...Loan Repayment and Option Agreement • March 21st, 2000 • Catuity Inc • New South Wales
