CARDHOLDER AGREEMENT AND DISCLOSURE STATEMENTMember Owned, Member Ledsm • January 31st, 2017
Interest Rate and Interest Charges Annual Percentage Rate for Purchases and Cash Advances on EMV PlatinumCard (suffix -77) 9.90% APR. Annual Percentage Rate for Purchases and Cash Advances on EMV PlatinumCard (suffix -74) 11.50% APR. Annual Percentage Rate for Purchases and Cash Advances on EMV PlatinumCard (suffix -71) 12.50% APR. Annual Percentage Rate for Purchases and Cash Advances on EMV PlatinumCard You will receive one of the three card rates (above), which will be determined at the time of your application or renewal of your credit card (every 24 months)based on your credit score. Paying Interest We will not charge You interest on purchases if You pay Your entire balance owed each month within 27 days of Your statement closing date. We will begin charging interest on cashadvances on the transaction date. Minimum Interest Charge If You are charged interest, the charge will be no less than$0.50. For Credit Card tips from the Consumer Financial Protection Bureau To learn more abou
