Model Non Sample Contracts

VIRGINIA BANKERS ASSOCIATION MODEL NON-QUALIFIED DEFERRED COMPENSATION PLAN FOR DIRECTORS (January, 1998) ADOPTION AGREEMENT
Model Non • March 15th, 2005 • Virginia Financial Group Inc • State commercial banks

Each Corporation named below hereby adopts the Plan through this Adoption Agreement (the “Adoption Agreement”), to be effective as of the date(s) specified below, and elects the following specifications and provides the following information relating thereto:

Sample 1
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