EXHIBIT 99.1(5)(a) PACIFIC MUTUAL LIFE INSURANCE COMPANY 700 Newport Center Drive Newport Beach, CA 92660 MODIFIED SINGLE PREMIUM VARIABLE LIFE INSURANCE POLICY Benefits will vary based on Investment Experience Face Amount can be Decreased READ YOUR...Modified Single Premium Variable Life Insurance Policy • October 11th, 1996 • Pacific Select Exec Separate Acct Pacific Mutual Life Ins
