AKAD MUDHARABAH DALAM PERBANKAN SYARIAHMudharabah Agreement • July 18th, 2017
Sharia Bank has the function of collecting funds from the community and channeling funds to the public. One of the contracts used in the transaction is done by Mudharabah contract. Mudharabah is a business cooperation between two parties where the first party (shahibul maal) provides all capital, while the other party becomes the manager (mudharib). Making Mudharabah Agreement as part of Muamalah can be modified in accordance with the times and adjust to the needs, however, making mudharabah contract in sharia banking must still fulfill the principles of sharia.
KONSEP MUDHARABAH DAN PENERAPANNYA PADA LEMBAGA KEUANGAN ISLAMMudharabah Agreement • May 20th, 2016
Mudharaba is an agreement of cooperation in the activities of Islamic Financial Institutions, which occurred between the two sides that is the owner 100% of capital called shahibul maal and who manage capital called mudharib. Talking about mudaraba can be an interesting thing because the causes of the birth of Islamic Financial Institutions, particularly islamic banking is driven by mudharaba's akad. Islamic banking with the principle of mudaraba considered as a solution to the conventional banking (with interest principle). Although mudharaba better known in Islamic banking, but in practice mudharaba also be applied to other Islamic Financial Institutions such as shari’ah insurance, Islamic capital market, Islamic mutual funds and Islamic bonds. In practice, mudharaba contract different between the theories in fiqh, especially fiqh mu'amalah, and practice.
MUDHARABAHMudharabah Agreement • May 30th, 2022
Hereinafter called the “Rabb ul Maal” or “Investor” which expression shall include their legal heirs, successors-in-interest, legal representatives and assigns ‘ONE PART’
MUDHARABAHMudharabah Agreement • June 10th, 2009
Mudharabah is a contract between a capital provider (sahibul mal) and an entrepreneur (mudharib) in which the former contributes the capital and the latter contributes his effort in managing the business. The parties will share the business profit according to an agreed ratio. However, if the business incurs loss, it shall be borne by the capital provider alone while the entrepreneur would have just wasted his time and efforts.41
IMPLEMENTASI AKAD MUDHARABAH PADA PRODUK TABUNGAN BANK SYARIAH MANDIRI KANTOR CABANG PEMBANTU DARUSSALAM BANDA ACEHMudharabah Agreement • June 25th, 2020
Mudharabah agreement is an agreement between two parties where the bank acts as the manager and customer as the capital owner. The profits obtained will be shared according to the agreement. If there is a loss, it will be fully borne by the owner of the capital, the manager only bears the loss of the business and work only. This study aims to determine how the application of the mudharabah contract to savings products in BSM and whether the application of the mudharabah contract to the savings product is in accordance with sharia. With this study, the author will provide an overview of the implementation of the mudharabah contract on savings products and see what is in theory with those applied in banks. This study uses qualitative methods, namely a method by analyzing the results of research that produces descriptive analysis data. In addition, data collection was carried out by direct interviews at Bank Syariah Mandiri Banda Aceh KCP Darussalam, BSM Customers and Islamic Economics Ac
ABSTRACTMudharabah Agreement • January 7th, 2019
Dengan semakin majunya perkembangan, pembangunan ekonomi tidak lepas dari sektor perbankan. Walaupun dengan bertambahnya jumlah bank, maka persaingan akan semakin meningkat begitupun persaingan dalam hal menarik dana dari masyarakat. Pemerintah selalu memberikan perhatian khusus terhadap keberadaan perbankan dalam struktur perekonomian nasional (Sukma, 2009).
Rudi HermawanMudharabah Agreement • March 5th, 2015
Mudharabah is a labor cooperation contract between two parties where the first person (shahibul mal) prepares 100 % modal, and the other person becomes manager. In mudharabah system Labor benefit is divided based on the agreement written in the contract. In this system losing out is endured by the owner of modal as far as it is not caused by manager careless. If the lose is caused by dishonesty or manager negligent, so the manager has to endure it. Here mudharabah fundamental concept that can be found in this writing. It will be analysis center for comparing the Islamic banking and conventional banking. The different of the both is in profit or benefit taken from the transaction. Conventional banking based the benefit on the interest, from the modal determined it’s profit formerly (riba), and in Islamic banking it is got from the thing called repayment, either fee base income or margin of loss and profit sharing.
Classic And Contemporary Mudharabah Philosophy Between Theoretical And PracticeMudharabah Agreement • August 22nd, 2023
Abstract: - Islam as a religion of rahmatan lil'alamin pays great attention to human activities in muamalah, as well as in business matters. The cooperation system or often referred to as a participation contract in business (Mudharabah) is something that can be applied. The parties to this agreement are the fund manager (mudharib) and the fund owner (shohibul maal). However, along with the development of the times and the diverse business needs that require optimum capital, this kind of cooperation model has also undergone an evolution. Where in the initial concept there were only two unionized parties, in the current concept a third party is needed, namely Islamic financial institutions and the like. The goal of this study is to determine how mudharabah contracts are described in traditional fiqh texts and how LKS goods relate to mudharabah contracts.
Mudharabah sebagai Alternatif Pembiayaan yang Potensial untuk Peningkatan Pengembangan pada UMKMMudharabah Agreement • August 22nd, 2023
Mudharabah is a form of contract or agreement between two parties, namely investors (owners of capital) and entrepreneurs (managers of capital). In this contract, investors will provide capital and entrepreneurs known as business managers will use this capital to develop their businesses. The profit generated will be shared according to the agreement between the two parties, while the loss will be borne by the owner of capital (investor) but if negligence is caused by the manager of capital (entrepreneur), the loss will be borne by the manager of capital. Through mudharabah, MSMEs can get access to greater capital to develop their business. Even though there are risks for investors, on the other hand, business managers can execute their vision and develop their business with lower risk. This study uses descriptive qualitative, namely using literature studies cited from relevant books and websites. The purpose of this study is to encourage MSME actors to continue to improve the quality
