Online Services Disclosure and AgreementOnline Services Disclosure and Agreement • January 22nd, 2013
This Disclosure and Agreement (“Agreement”) governs the use of First City Bank of Florida’s Online Banking and Mobile Banking (“the Service”) and is made and entered into by and between First City Bank of Florida (“Bank”), also referred to as “we” and each person who signs Bank’s signature card for the Account(s) being accessed or is referenced on the Bank’s records as an owner of the Account(s), or each party whose signature appears on a credit line application (“Customer”), also referred to as (“you”). Each Customer on the Account(s) is jointly liable for all transactions initiated through the Service, including overdrafts, even if the Customer did not participate in the transaction which resulted in the overdraft. This Agreement is an addendum to the applicable account terms and conditions provided by the Bank at new account opening and is incorporated into those agreements by reference. Your initial use of the Service indicates your acceptance to be bound by this Agreement and ackn
